When life hits hard your business should not fall apart
When life hits hard your business should not fall apart
Your business deserves a structure that lenders trust
Your business deserves a structure that lenders trust
Funding Fundamentals helps you build the financial identity your business needs to apply for vendor credit without stress fear or confusion. You learn how to avoid automatic denials, fix the weak spots, and set up your business in a way banks understand.
- Set up your business the right way
- Get vendor ready
- Avoid common setup mistakes
- Understand what lenders are looking for
- Build a clean financial identity
5 Irresistible Reasons to Join
Funding Fundamentals
5 Irresistible Reasons to Join
Funding Fundamentals
Funding Fundamentals
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Life-Proof Your Business
Life happens to every entrepreneur. Illness, family emergencies, burnout or unexpected changes can slow you down. A fundable business gives you breathing room, capital, and stability when it matters most.
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2
Avoid Expensive Mistakes
Choosing the wrong business name or code can put you in a high risk category that destroys your chances of being approved. Funding Fundamentals shows you how to avoid these traps.
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3
Learn How to Look Credible to Lenders
Banks judge your business long before you speak to them. Your digital footprint, your structure, and your paperwork all matter. This program gets everything aligned.
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4
Make Vendor Credit Easy
You learn the steps lenders expect you to follow so you can start applying for vendor accounts with confidence instead of guessing.
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5
Build Your Foundation With a Proven System
This is the foundation I used in my own businesses and what I teach entrepreneurs who want to grow without putting their personal finances at risk.
How It All Works!
A simple step by step system that prepares your business for vendor credit
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Clean Up Your Business Identity – Fix the mistakes that cause automatic denials. Create consistency across all business records so lenders see you as stable and trustworthy.
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Choose the Right NAICS and SIC Codes – Learn how to select low risk codes that keep you out of denial categories and position you for future opportunities.
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Build a Strong Banking Relationship – Your bank is a key part of your funding journey. You learn how to choose the right bank and how to build real relationships that support you.
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Separate Your Money the Smart Way – You learn how to avoid commingling, protect yourself legally, and make bookkeeping simple..
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Become Vendor Ready – Use the Vendor Readiness Checklist to ensure your business is ready before you apply for any credit.
Audra Lowray, The Queen of Business Credit
"From setbacks to six figures, I built a company that stopped relying on personal cash by following a disciplined business credit strategy.
Now I guide entrepreneurs to do the same, creating companies that fund themselves with clarity, integrity, and decisive action.
Your business deserves a foundation that supports you instead of draining you. This is the first step in your funding journey."
Now I guide entrepreneurs to do the same, creating companies that fund themselves with clarity, integrity, and decisive action.
Your business deserves a foundation that supports you instead of draining you. This is the first step in your funding journey."
WHAT YOU GET...
Everything you need to prepare for vendor credit
WHAT YOU GET...
Everything you need to prepare for vendor credit
Everything you need to prepare for vendor credit
✔ Core Modules
✔ Core Modules
Five guided modules that walk you through each part of creating a strong fundable business foundation.
✔ Mini Lessons
✔ Mini Lessons
Over 30 short, focused trainings on topics like business address, EIN consistency, digital footprints, high risk names, banking, and bookkeeping. Each topic is its own video so you can find exactly what you need fast.
✔ Vendor Readiness Checklist
✔ Vendor Readiness Checklist
Your downloadable PDF that helps you confirm your business is ready to apply for vendor credit.
✔ NAICS and SIC Code Guidance
✔ NAICS and SIC Code Guidance
Learn how to research and choose the correct classifications and understand how they affect future funding and contracts.
✔ Your Money Day Plan
✔ Your Money Day Plan
A simple routine to help you build consistency with your finances so nothing slips through the cracks.
✔ Real Examples From Real Experience
Every lesson includes insight from me, Audra Lowray, leveraging my three decades in finance, acquisitions, government contracting, and small business.
The Reality Check
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(Let’s address your concerns head on.)
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(Let’s address your concerns head on.)
"I have an LLC and an EIN. Isn’t that all I need?"
✔ Reality Check:
An LLC and EIN only tell the government you exist. They don’t make you fundable. You still need the right business identity, proper classifications, vendor history, reporting accounts, and financial separation.
🔥 No-BS Response:
Forming the business is the start. Making it fundable is the strategy.
“If my business makes money, banks should trust me.”
✔ Reality Check:
Revenue alone doesn’t make you fundable. Lenders look for structure, consistency, compliance, and reporting. A profitable business without a clean profile still gets denied.
🔥 No-BS Response:
Money coming in is cute, but lenders want order. If your business looks sloppy on paper, approvals won’t happen. Period.
Revenue alone doesn’t make you fundable. Lenders look for structure, consistency, compliance, and reporting. A profitable business without a clean profile still gets denied.
🔥 No-BS Response:
Money coming in is cute, but lenders want order. If your business looks sloppy on paper, approvals won’t happen. Period.
““I’ll fix my business credit problems after I start applying.”
✔ Reality Check: Business credit doesn’t work like personal credit. You don’t “clean it up later.” You build it intentionally. If your foundation is off (wrong address, wrong NAICS code, mismatched records) you’ll collect denials long before you collect approvals.
🔥 No-BS Response:
You don’t fix business credit after the fact. You fix the foundation before you apply...
🔥 No-BS Response:
You don’t fix business credit after the fact. You fix the foundation before you apply...
Hi, I'm Audra,
The Queen of Business Credit!
Hi, I'm Audra,
The Queen of Business Credit!
The Queen of Business Credit!
My Story:
I teach business credit because I lived the consequences of not having it and I lived the freedom that comes when you do. My first business was a brick and mortar I built with my ex husband. We had no business credit. Everything was tied to our personal social security numbers. When the business failed I lost everything. My home. My car. My savings. And eventually the marriage.
Then I built my own business. This time I did it the right way. I used business credit vendor accounts and structure. Then life hit me with something I never saw coming. I was diagnosed with two aneurysms near my carotid artery. I had to walk away from my business to save my life.
Because I built that business correctly I walked away clean. No debt. No damage to my personal credit. No collapse of my life.
Business credit saved me twice.
This is why I teach entrepreneurs how to build fundable businesses from the ground up. Not because it sounds good but because I lived both sides of the story.
What Others Are Saying...
What Others Are Saying...
★★★★★
★★★★★
★★★★★
★★★★★
"Before working with Audra, I lost thousands trying to self-publish my book. She helped me develop a profit strategy that turned my next book into a financial win!"
Rhonda B.,
Gallup-Certified Strengths Coach
Gallup-Certified Strengths Coach
★★★★★
★★★★★
★★★★★
★★★★★
"Audra's strategic approach to building business credit gave me the confidence and clarity to scale my business without risking my personal finances. The community and real-talk guidance were exactly what I needed to push forward."
Michele J.,
Ease & Excellence Event Planning
Ease & Excellence Event Planning
★★★★★
★★★★★
★★★★★
★★★★★
"I went from having a completely disorganized backend to securing a strong business credit rating across all major credit bureaus. With Audra’s guidance, I built a solid financial foundation and, within just 8 months, secured a $500,000 line of credit!"
Kenneth B.,
KAB Holdings, LLC
KAB Holdings, LLC
Frequently Asked Questions (FAQs)
Frequently Asked Questions (FAQs)
How fast can I start?
You get instant access and can begin today
What if I am a brand new business?
This program is designed for you. This is the foundation you need before applying for any credit.
Will this program apply for credit for me?
No. You learn how to set up your business correctly and prepare for vendor credit. Your results depend on your consistency.
Is this useful if I already started my business?
Yes. Most denials happen because something was set up incorrectly. This program helps you fix those issues fast
Does this program include advanced credit building?
No. This is your foundation. However, if you would like to have an advanced credit building assessment grab a spot on my calendar at www.FundYourVisionNow.com.